Offers when they matter

Financial Institutions can deliver financial offers or merchant-funded offers to cardholders right where they need them so the take rate is significantly higher than generic broadcasts. For example, send an overdraft protection offer to the cardholder whose transaction was declined, while in the store, due to insufficient funds where they can act and benefit from the offer. Coming in early 2020.

Merchant Screen

Merchant Offers

Delight your customers and build loyalty with context-aware offers based on customer preferences, location and time of day. Provide personalized offers based on consumers’ spending behaviors and preferences. Using transaction status with user context and preferences, Card App can send offers from participating merchants, sourced through the same partnerships that power offers from the nation’s largest financial institutions. Gain full visibility into consumer and device information, real-time alert settings, applied alert preferences, usage patterns, and transaction alert counts with Ondot’s detailed reporting mechanisms.

Installment Screen

Installment Offers

Offer payment plans to your customers to make large purchases easier on their budget. They will appreciate the option and make you a valued financial partner. Issuers can choose criteria for which cardholders and purchases are eligible, and then the cardholder chooses which purchases to roll into a payment program (program provided by issuer). This can also lead to preference for your card when making large purchases, and may help drive interest revenue from transactors who would otherwise pay their balance in full each month, providing an alternative to longer payoff periods.

Overdraft Screen

Overdraft Offers

Getting declined during an important transaction harms satisfaction and loyalty. Now, you can help cardholders in these critical moments with overdraft protection offers delivered in real time. Send an overdraft protection offers to the cardholder whose transaction was declined, while in the store, due to insufficient funds where they can act and benefit from the offer.